01 · Auto-categorization
Transactions categorize themselves.
Merchant details are mapped to the right categories automatically, with easy corrections when your household wants to fine-tune the rules.
Connect your accounts and let Vylo do the rest—categorized transactions, updated budgets, and one household view, without the dreaded Sunday spreadsheet session you always skip.
First month $2 · Read-only bank connections
Household overview · April
$612 left to spend
Transactions reviewed
Whole Foods
→ Groceries
Uber
→ Transport
Netflix
→ Subscriptions
Sweetgreen
→ Dining out
Budget progress · March
Household finances usually live across bank apps, cards, receipts, and conversations. Vylo brings the important pieces together: what was spent, what is left, what is projected, and which categories need attention.
Most finance apps have become expensive, overly complex, and oddly intense. Vylo keeps things simple: automatic tracking, clear budgets, and one shared household view built for real life — not spreadsheet hobbyists.
01 · Auto-categorization
Merchant details are mapped to the right categories automatically, with easy corrections when your household wants to fine-tune the rules.
Trader Joe's
GroceriesSpotify
SubscriptionsChipotle
Dining outUber
TransportNew transactions are organized as they arrive.
02 · Budget status
Vylo shows what is left to spend, what you are projected to spend by month-end, and which categories are starting to drift before they turn into a problem.
Budget status updates as spending changes.
03 · Household view
Partners, housemates, or family members can each connect their own accounts and see one current household picture.
Household members share one current view of spending.
04 · Net worth
Cash, investments, property, debt, and other assets roll into one clear net-worth snapshot.
Assets and debt roll into one net-worth snapshot.
Trader Joe's
GroceriesSpotify
SubscriptionsChipotle
Dining outUber
TransportNew transactions are organized as they arrive.
Vylo connects through Plaid and Finicity, a Mastercard company. Vylo receives read-only transaction data. Your banking credentials never touch our servers.
Get started securelySecure connections through trusted financial data providers. Finicity is a Mastercard company.
Vylo can only view your transactions — it can never move money or make changes to your accounts.
We never see your banking username or password. Authentication is handled securely by Plaid and by Finicity, a Mastercard company.
All data is encrypted in transit and at rest using AES-256 — the same standard as your bank.
Vylo is a household money app that connects to your bank accounts, categorizes transactions automatically, tracks budgets, and gives everyone in the household one shared view.
When a transaction arrives, Vylo uses the merchant details and your category rules to place it in the right budget category. You can correct a category, create custom categories, or bulk-reassign transactions anytime.
Yes. Vylo uses Plaid and Finicity, a Mastercard company, to connect to your bank. Vylo receives read-only transaction data. We never see your login credentials, and we can't move money.
From settings, invite anyone by email. Once they accept and connect their accounts, your household gets a combined view of all spending and shared budget tracking.
Your first month is $2. After that, Vylo is $7/month for the whole household. Every current feature is included, and future features are included too. No annual plans, no tiers.
Vylo supports thousands of banks and credit unions through Plaid and Finicity, a Mastercard company — including Chase, Bank of America, Wells Fargo, Citi, Capital One, and most others.
Your first month is just $2, then $7/month.
Unlimited household members and all features included.
Everything’s included
Connect your accounts in minutes. Vylo keeps the household view current from there.
Get started