Changelog

Updates

What we've shipped and what's on the way.

Feature March 2026

Net Worth Tracking

Connect your accounts and add assets Plaid can't see — property, vehicles, investments. Vylo calculates your household net worth automatically, tracks how it changes over time, and breaks it down across every asset and liability.

Feature March 2026

Manual Transactions & Income

Add expenses or income that aren't linked to a bank account — cash purchases, e-transfers, side income, anything Plaid doesn't capture. Keeps your full financial picture in one place.

Feature March 2026

Automated Income Tracking

Vylo automatically detects and tracks incoming deposits — paycheques, transfers, side income — so you always have a clear picture of money in as well as money out.

Feature March 2026

Categories Manager

Fully customize your category list — rename, merge, create new ones. The categorization engine learns your preferences automatically.

Feature February 2026

Household Members

Invite your partner or housemates by email. Everyone gets their own login and a shared view of all transactions and budgets.

Improvement February 2026

Budget Tracking

Set monthly limits per category and track spend against your goals in real time. Over-budget categories are flagged immediately.

Feature January 2026

Spend Trends

Week-over-week and month-over-month charts so you can spot patterns and see exactly where your money is going over time.

Feature January 2026

Auto-Categorization Engine

Every transaction categorized the moment it lands — no manual tagging required. Powered by merchant name intelligence.

Launch December 2025

Vylo is live

Connect your bank via Plaid and get a complete, real-time picture of your household finances. Read-only, secure, zero manual entry.

Coming soon

Mobile app

Native iOS and Android apps so you can check your household spend on the go.

AI

AI spending insights

Plain-English summaries of your household's spending delivered weekly. "You spent 34% more on dining this month — mostly weekend evenings." No dashboard required.

AI

AI budget recommendations

Based on your actual spending history, Vylo will suggest realistic budget limits for each category — not generic rules of thumb, but numbers calibrated to how your household actually lives.

AI

Anomaly detection

Vylo flags transactions that look unusual — a charge 4x your normal grocery bill, a subscription you forgot about, a duplicate payment. Catch problems before they compound.

AI

Predictive spend forecasting

See where you'll end the month before you get there. Vylo projects your closing balance and category totals based on current-month pace and recurring patterns.

AI

Ask Vylo anything

A natural language interface for your finances. "How much did we spend eating out in January?" "Which month was our highest grocery spend?" Just ask.